Voluntary reduction of reserves
As a fair health insurer, Sympany believes in the importance of offering affordable premiums. As a result, Sympany is taking advantage of a voluntary reduction of reserves wherever possible to return unneeded reserves to customers in basic insurance. This was the case in 2023. No further reduction of reserves is currently possible.
Questions and answers about the reduction of reserves
In basic insurance, the reserves are used to cover above-average benefit costs. The reserves therefore offer security for all parties involved: for premium payers, for doctors, for hospitals and treatment facilities. The minimum level of reserves is prescribed by law.